Most people come to us after realising they are either overpaying or unsure what their policy actually covers. We help you fix that quickly, clearly, and without pressure.
Our team brings over 20 years of combined industry experience, supporting clients through everything from first-time policies to complex switches involving medical history and underwriting.
What we do:
Review your current cover · Compare the whole market · Explain what is actually covered · Help you switch properly (if it makes sense)
Every insurer handles things differently. Some are stronger on mental health, others on outpatient diagnostics, and the way they apply underwriting can mean the difference between a claim being paid or declined. We compare Bupa, AXA Health, Aviva, Vitality, WPA and The Exeter based on how they actually perform, not just what their brochures say.
We regularly help clients reduce premiums while improving cover, simply by structuring policies correctly. We also advise on income protection and life insurance. Whether you are reviewing an existing policy, switching provider or arranging cover for the first time, we give you a clear picture of your options with no obligation to proceed.
We look beyond headline price and compare how insurers differ on claims, underwriting, hospital access, mental health cover and long-term value.
We make sure you understand exclusions, underwriting and how your medical history affects your options before you commit.
From switching insurers to helping with claims and renewals, we stay involved so you are not dealing with insurers alone.
One of the most common mistakes is choosing a policy based on price alone. In reality, the biggest differences between insurers are often how claims are handled, how consultants are covered and how underwriting is applied. This is where independent advice makes a meaningful difference.
From your first call to ongoing annual reviews — here's how we deliver exceptional service at every step.
A no-obligation call to understand your needs, medical history, budget, and priorities. No pressure — just expert advice.
We analyse policies from Bupa, AXA, Aviva, Vitality, WPA, The Exeter, Freedom, and General & Medical to find the best fit.
We present 2–3 shortlisted options in plain English, with a clear breakdown of cover, cost, and trade-offs.
We proactively review your policy before every renewal, support you with claims if you have difficulty with your insurer, and adapt your cover as your life changes.
Ready to experience the difference?
Join the 98% of clients who stay with us year after year.
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Most of our clients are individuals and families looking for the right private medical insurance. We also help businesses design employee benefits packages that support staff wellbeing and retention, from SMEs with five employees to larger teams needing a structured scheme.
Whatever your situation, the process is the same: we listen, compare the market and recommend cover that fits. No sales scripts, no pressure, no cost to you.
Our team are specialists in private health insurance. We combine deep market knowledge with a friendly, human approach to help you find the right cover.
Patrick founded My Health Protected over 10 years ago. With six years previously at AXA Health, he brings over 20 years of industry experience. He leads the team's advice process and ensures every client receives clear, independent guidance.
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Louis is known for building lasting client relationships. He helps individuals and families work through the differences between insurers and find cover that fits their situation.
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Sadie has been with us for over seven years, building strong relationships with clients and helping them find the right healthcare solutions.
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Riley helps clients find the right cover with clear, straightforward advice. With a background in business economics, he is skilled at matching plans to individual needs.
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Providing friendly support for appointments, enquiries and day-to-day client assistance.
Rudy keeps spirits high in the office. Her duties include tail wags, walk breaks, and providing "unsolicited feedback" during video calls. Every plan gets Rudy's "bark of approval."
LinkedIn →If you are unsure whether your current cover is right, we can give you a clear answer in one short call. No obligation, no pressure, no cost.
