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Is private health insurance worth it? 

Increased people are choosing to pay for private healthcare because they are frustrated with long waiting lists and difficulties in getting the care they need through the NHS. 

Last year, a record number of 272,000 people in the UK paid for their own surgery or tests at private hospitals. This is a 33% increase compared to the year before the pandemic, according to the Private Healthcare Information Network (PHIN). 

Even more people, more than double that number, had their treatment covered by private medical insurance. 

Private health insurance can help you get seen by a doctor faster, but it is important to consider the costs. Like any insurance, there are limits, restrictions, and things that may not be covered. 

In this article, we will explain: 

What is private health insurance and what does it cover? 

Does health insurance covers pre-existing conditions?

How much does private healthcare cost?

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Can I get cheaper health insurance? 

Do I need private health insurance? 

How do I choose a private healthcare plan? 

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